The Money Layer

Your money system is a product, so let’s design it like one.

I help you build the foundation: a system that fits your life and your brain.

Do these sound familiar?

Earning, but not building

Your salary goes up, but you don't feel any freer or happier

Scaling others, but you stay stuck

You help companies to generate millions, but freeze up with your own money

Tired, and powering through

Sabbatical? Career pivot? You have no idea what you can actually afford

Your plan for retirement is… never?

You just realized you're looking ahead and seeing no exit strategy

“How did you walk away from your job at 35?”

Short answer: I had a system.

Better answer: I designed a system that worked with my brain — how I think, how I plan, and how I spiral.

The night before I quit, my ceiling started leaking and I panicked. Is this a sign? But the system held, even when my nerves didn’t. I went from practically nothing at 28, to building enough and having the margin to make big decisions by 35.

Now, I help others design the money layer of their full stack life.

What we’re building for

The FU margin

A buffer that lets you leave, or just know you could

A walk-away fund

A runway that compounds even when you rest

Get rich slowly (but actually)

Investing systems built around your risk and timeline, not someone else’s

A setup for sound sleep

Clear, automated flows that quiet the noise and reduce anxiety

How we'll work together

Discovery + Audit

$500

For when you’re overwhelmed, but not ready for a full revamp yet

90-minute strategy session

Current setup assessment (accounts, flows, priorities)

Personalized plan within 48 hours

Upgrade to the full build sprint anytime; credit applies

Discovery + Audit

$500

For when you’re overwhelmed, but not ready for a full revamp yet

90-minute strategy session

Current setup assessment (accounts, flows, priorities)

Personalized plan within 48 hours

Upgrade to the full build sprint anytime; credit applies

Discovery + Audit

$500

For when you’re overwhelmed, but not ready for a full revamp yet

90-minute strategy session

Current setup assessment (accounts, flows, priorities)

Personalized plan within 48 hours

Upgrade to the full build sprint anytime; credit applies

Full Build Sprint

$2,500

For when you’re ready to stop guessing and start designing

3-4 weeks engagement

Discovery + Audit, plus:

Full stack system design (based on your priority - cashflow, investing, runway planning etc)

Weekly/async support for accountability

Custom tools based on ones you're already using

Full Build Sprint

$2,500

For when you’re ready to stop guessing and start designing

3-4 weeks engagement

Discovery + Audit, plus:

Full stack system design (based on your priority - cashflow, investing, runway planning etc)

Weekly/async support for accountability

Custom tools based on ones you're already using

Full Build Sprint

$2,500

For when you’re ready to stop guessing and start designing

3-4 weeks engagement

Discovery + Audit, plus:

Full stack system design (based on your priority - cashflow, investing, runway planning etc)

Weekly/async support for accountability

Custom tools based on ones you're already using

Want something in-between?

Month-to-month or quarterly support available: treat me like your design partner meets CFO, minus the scary terms and formalwear.

FAQs!

Is this just budgeting help?

Is this just budgeting help?

Is this just budgeting help?

Are you a financial advisor? Are you going to sell me products?

Are you a financial advisor? Are you going to sell me products?

Are you a financial advisor? Are you going to sell me products?

I hate spreadsheets. Will this still work?

I hate spreadsheets. Will this still work?

I hate spreadsheets. Will this still work?

When should I start this?

When should I start this?

When should I start this?

What if I can't afford this?

What if I can't afford this?

What if I can't afford this?

📍 Currently in Singapore

©2025 Jalyn Cai

📍 Currently in Singapore

©2025 Jalyn Cai

📍 Currently in Singapore

©2025 Jalyn Cai